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Advice and Guides Useful guidance and advice to assist with consumer debts, personal budgeting and dealing with a range of problems.
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Sub-Forums : Advice and Guides
  Forum Last Post Threads Posts
Information and guidance in dealing with debts/creditors
Post in the DEBTS and Managing your finances (VIP) forums with your queries
Template letters to creditors if you are struggling to manage repayments
Personal Budget Sheet
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Guidance and advice on the process of claiming a refund from your bank, loan company or credit card provider for unfair overdraft fees or missold PPI

Post in the HARDSHIP or BANKS forums with your queries
Template Letters for reclaiming charges
Template Letters for reclaiming PPI

Simple Interest Calculator Compound Interest Calculator
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What to do if you are facing possible reposession, how to stop it, and surrounding information.

Post in the MORTGAGES forums with your queries
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Guidance and advice on what to do if you are being taken to court by your creditors.

Post in the 'Is your creditor suing you? ' forum for support
Received a court claim..what do I do ?
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Receiving letters/calls from DCA's ? ... Bailiffs threatened or visited ? ... Need to employ a bailiff ? Guides and information about dealing with debt collection agencies, Bailiffs and enforcement of judgements.

Post in the DEBTS or the Bailiff Issues forums for support
Letter for Council Tax Bailiffs
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LIBRARY
Information for reference and storage
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Useful information and links to statutes and acts such as the Consumer Credit Act, Data Protection Act, Tribunals, Courts and Enforcement Act 2007 and so on.
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All guides for the forum are also located here. There is also a simple to use index to the guides available.

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