~~ Consumer Credit Act ~~ - Legal Beagles Consumer Forum

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~~ Consumer Credit Act ~~

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This forum is here to help you with any issues relating to agreements regulated under the Consumer Credit Act.
If you have found us after being contacted by a Claims Company advising you about unenforceable agreements then your first step is to read the guide to Unenforceable Agreements HERE and send your creditors a request for a copy of your credit agreement. Have a good read of the guide and other users threads and experiences.
Please create a new thread HERE and ask any questions and outline your circumstances.
DO NOT JUST STOP PAYING YOUR CREDITORS WITHOUT ADVICE.
WE DO NOT CONDONE DEBT AVOIDANCE
The CCA is a useful tool to help get your debts back to the original creditor and obtain fair treatment and have serious issues addressed. It is NOT a 'get out of debt free 'card.
First port of call, read this guide GUIDANCE ON USE OF THE CCA

~~ Consumer Credit Act ~~ Consumer credit agreements, queries, discussions and information on the CCA 1974 & 2006

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Threads in Forum : ~~ Consumer Credit Act ~~

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Rating Thread / Thread Starter	Last Post	Replies	Views
Sticky: Consumer Credit Act 1974 - and 2006 amendments - s010 SI's(in force feb '11) Amethyst	Yesterday 20:44:PM by pompeyfaith	9	2,485
Sticky: Alexandra Slater v Egg Banking Plc August 9th 2010 ( 1 2 3) Amethyst	9th September 2010 17:01:PM by The Debt Star	65	2,387
Sticky: CCA case recent judgments for reference ( 1 2) Amethyst	27th August 2010 08:45:AM by Shepherdess	34	3,691
Sticky: CAREY v HSBC - CCA Judgments 23rd Dec - re recreated docs Amethyst	28th June 2010 13:42:PM by Harrased	10	2,352
Sticky: Armstrong v Amex - CCA case Amethyst	5th April 2010 18:09:PM by Amethyst	0	147
Sticky: ~~~ Consumer Credit Agreements - A Guide ~~~~ inc. Letters Curlyben	9th May 2008 14:14:PM by Amethyst	11	18,070

Yet another DN question cymruambyth	9th September 2010 00:00:AM by middenmess	7	139
maharg v m&S ( 1 2) mahargrisch	8th September 2010 23:07:PM by ODC	30	513
WIFE v MBNA ( 1 2 3 ... Last Page) MIKE770	8th September 2010 21:49:PM by MIKE770	99	3,702
Have been refused a cca by the alleged creditor ( 1 2) Chinadoll	8th September 2010 10:50:AM by Chinadoll	29	461
Card Carriers Lord_Alcohol	8th September 2010 10:06:AM by Angry Cat	9	167
Reliable Collections/1st Credit Letters mackemmaggot	7th September 2010 19:43:PM by mackemmaggot	5	116
Barclaycard CCA toomuchdebt	7th September 2010 18:30:PM by middenmess	7	141
Need to clarify DN and unlawful rescission mahargrisch	6th September 2010 22:25:PM by dad	5	194
Riveleno v Santander/A&L - default notice issues Rivelino	3rd September 2010 11:37:AM by pandora	1	128
credit card application forms, legal? zentrix9	3rd September 2010 11:33:AM by pompeyfaith	9	258
Loan Figures do not match. jumper999	3rd September 2010 11:03:AM by middenmess	6	121
maisy123 maisy 123	2nd September 2010 21:49:PM by TiredofPaying	1	100
CCA letter - Help needed please. ( 1 2) coolster	2nd September 2010 21:43:PM by TiredofPaying	27	385
Default Notices: time to remedy ( 1 2 3 ... Last Page) Lord_Alcohol	1st September 2010 21:07:PM by basa48	94	1,478
Discrepancy on Statement and Agreement ( 1 2) TiredofPaying	31st August 2010 21:30:PM by TiredofPaying	30	357
About the CCA and about Claims companies OUT OF DATE Amethyst	31st August 2010 13:23:PM by peterbard	11	1,907
Stix v Cabot/MBNA - Please help :-) stix	31st August 2010 09:10:AM by LuggerBugs	14	188
Is this enforceable?? ( 1 2 3 ... Last Page) Babs	30th August 2010 18:48:PM by Ihaterbs	76	1,055
T&Cs and unexecuted agreements Lord_Alcohol	30th August 2010 10:46:AM by Lord_Alcohol	2	119
CCA Defaults and the Supreme Court lovethebanks	29th August 2010 20:27:PM by LuggerBugs	3	157

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