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  • enaid's Avatar
    Today, 04:42:AM
    Hi and welcome, must admit I am a little confused. You say all the info was correct at the initial assessment and this included entitlement to her husbands pension, was she actually in receipt of the pension and was it included in the assessment?...
    1 replies | 38 view(s)
  • Greenweb's Avatar
    Today, 01:11:AM
    I came to know about it late 2013. Is it now too late? I am still making small payments to them every month. They did not take any enforcement actions. I am mainly concerned about loan entry on my credit report as that is causing main damage...
    2 replies | 28 view(s)
  • Diana M's Avatar
    Today, 00:30:AM
    When (how long ago) did you find about the CCJ? An application for a set aside needs to be done promptly. Also have NatWest taken any steps to enforce the CCJ since 2012? You've said there around £7k outstanding. Di
    2 replies | 28 view(s)
  • Greenweb's Avatar
    Today, 00:20:AM
    Hi, I took out loan from NatWest in 2007 and I could not make payments from 2008 onwards. I agreed payment plan for all my debts in 2009 and started making reduced payments. I missed few payments in 2012 and NatWest filed for CCJ. Debt was...
    2 replies | 28 view(s)
  • Funnyman21's Avatar
    Yesterday, 23:56:PM
    Hi, I received a claim form letter on the 27th April 2017 dated 26th April 2017 from NORTHAMPTON COUNTY COURT BUSINESS CENTRE. Looks like a photocopy and is signed in print (not handwriting) Claimant is: LOWELL PORTFOLIO I LTD Underneath...
    0 replies | 29 view(s)
  • R0b's Avatar
    Yesterday, 22:28:PM
    I wouldn't say 'red' marker but state a default marker has been placed on your credit report, which has an adverse which has overall reduced your credit score. You need to suggest why it is unlawful, in this case it is a breach of Principle 4 in...
    30 replies | 4162 view(s)
  • Rhoddersdavies's Avatar
    Yesterday, 22:07:PM
    When I took out the car, I was asked to see how much I owed, I phoned BMW finance from the dealership who said the car could be returned as 50% had been paid. As a result I bought the new car. The car I VT'd was pristine and had 4 new tyres and...
    4 replies | 113 view(s)
  • R0b's Avatar
    Yesterday, 22:01:PM
    R0b replied to a thread BMW excess mileage in Have your Say
    You could have an argument about misrepresentation if you were persuaded to VT and take out a new car on the basis that excess mileage wouldn't be charged. If your father was there at the time who can testify to this then that could make your...
    4 replies | 113 view(s)
  • no1 nut's Avatar
    Yesterday, 21:55:PM
    mw mother died 8 years ago and at the time was in receipt of pension credits. All the information at the time of the assessment was correct. One element of her income was a pension entitlement from her husbands company pension. I have recently been...
    1 replies | 38 view(s)
  • Diana M's Avatar
    Yesterday, 21:55:PM
    Who was the original creditor (before Capquest)? Di
    73 replies | 1736 view(s)
  • xs2man's Avatar
    Yesterday, 21:10:PM
    So, I see someone else on her is going through a similar thing, albeit with substantially less excess mileage it appears. None the less, the advice and letters will be similar. As a result, I have just put this letter together. Any help on the...
    30 replies | 4162 view(s)
  • Rosie10's Avatar
    Yesterday, 21:08:PM
    Sorry just sent more paperwork from police
    75 replies | 1578 view(s)
  • Rosie10's Avatar
    Yesterday, 20:54:PM
    Think I have sent you everything, the crime report has a mistake regarding dates, I do have more paperwork from the police but think it basically states the same. - - - Updated - - - Yes I'm sure my ex would be fine regarding the witness...
    75 replies | 1578 view(s)
  • xs2man's Avatar
    Yesterday, 20:42:PM
    Ok, So it has been a while. I noticed they have the marker against my credit file, and it's stating that the payment is now upto 6 months late. I am just about to draft them a letter, basically giving them 14 days to remove all unpaid markers...
    30 replies | 4162 view(s)
  • Rosie10's Avatar
    Yesterday, 20:26:PM
    Hi sent letter before action on 23 March 2017 not heard a thing (sent special guarantee next day delivery)! ,
    75 replies | 1578 view(s)
  • Diana M's Avatar
    Yesterday, 20:24:PM
    I've just replied asking you for the formal valuations which you had done last December. Oh, and any paperwork from the police. Di
    75 replies | 1578 view(s)
  • Rosie10's Avatar
    Yesterday, 20:20:PM
    Hi Di, have sent you everything, thanks.
    75 replies | 1578 view(s)
  • Diana M's Avatar
    Yesterday, 20:17:PM
    You may need to send a well crafted Letter Before Claim/Action before you issue any proceedings. You've now unearthed some new information (your ex's paperwork) so giving them the opportunity to respond may be best. Your LBA will probably say...
    75 replies | 1578 view(s)
  • Diana M's Avatar
    Yesterday, 19:48:PM
    I'm back :) (It's the Bank Holiday weekend so I've had my hands full, sorry). You can email me anything that you would like to have checked if you wish to keep documents private. You can reach me at di@joannaconnollysolicitors.co.uk (it's...
    75 replies | 1578 view(s)
  • Arrow's Avatar
    Yesterday, 19:44:PM
    I was supposed to have said that she had made a comet about someone else nothing really nasty That's why I have asked for advise on here I have already lost a shifts wages because of it and now I'm the one to leave That does not seem fair to me...
    2 replies | 105 view(s)
  • Kati's Avatar
    Yesterday, 19:08:PM
    you could email it to me and I'll redact/forward to Des (he's very trustworthy :) ) xx
    75 replies | 1578 view(s)
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